I am an out-of-network provider, which mans I am not paneled with insurance companies but I can submit claims to your insurance for you. You don’t have to deal with paperwork or super bills unless specifically requested by your plan. This usually means your insurance will pay a portion of my fee if your plan includes out of network coverage.

Yes you can. I have had no problems with first responders using this benefit. I can provide a superbill or “proof you have paid” if there are any issues, however I have not come across this as a problem.

It’s simple and hands off for you:

1. You attend session

2. I submit the insurance claim on your behalf

3. Your insurance company pays me directly for their portion

4. You are billed only for what your insurance does not cover

This providers you the flexibility of out-of-network care without the administrative burden

Yes, because I am out-of-network, you are responsible for:

• Your plan’s out-of-network deductible

• Your plan’s coinsurance (e.g., 20-50%)

• Any remaining balance after insurance payment

Balance billing means you pay the difference between:

My session rate, minus what your insurance covered

Since I am out-of-network, balance billing applies. Insurance pays their portion directly to me and you are responsible for the remainder.

Generally no, because I submit the claim for you on your behalf but superbills are available upon request.

If you decided to pursue reimbursement, I will provide a monthly superbill that includes:

• Diagnosis code(s)

• Service code(s)

• Session dates

• Fees paid

• Provider information

You submit this document directly to your insurance company.

Reimbursement, if available is sent directly to you.

Call the number on the back of your insurance card and ask:

1. Do I have out-of-network benefits for outpaitent mental health?

2. What is my out-of-network deductible, and how much of it has been met?'

3. What percentage will be reimbursed after I meet the deductible?

4. Do I need preauthorization?

5. What is the process to submit claims?

6. Do you accept super bills for reimbursement?

This will tell you exactly what to expect

Yes, once we know:

• Your deductible

• Your coinsurance

• What your insurance reimburses per session

I can estimate your per-session out-of-pocket responsibility

Yes I can accept payment from HSA/FSA accounts.

Coaching is not covered by insurance. Coaching is paid privately and does not include a diagnosis or superbil